Getting into a car accident or collision can be frustrating, but having good car insurance can make it easier for you. Getting help to repair the damages to your vehicle is a five-step process. Here is some information on what you have to do to get everything fixed.
1. CALL THE AUTHORITIES
The first thing you should do is contact the police so that they can document the incident and give you a report that you might have to turn into your insurance company. The report will contain information about the damages, the cause of the accident and an indication of whose fault the accident was. After you contact the police, you should seek medical attention for any injuries you have. Get treatment for those injuries and keep records of all the bills you have to pay. Take pictures of all the damages to your vehicle for the insurance company, as well
2. CONTACT THE INSURANCE COMPANY
Next, you will need to contact the insurance company and file a claim. The insurance company will then investigate the matter and decide whether they will pay for your collision repair. If they decide in your favor, you can start taking steps to get your vehicle damages repaired.
3. GET IN TOUCH WITH A RELIABLE AUTO BODY SHOP
You will have to find a body shop to fix the collision damages on your car. Your insurance company can recommend a shop that they work with to fix your vehicle. You can research the company by reading consumer reviews and seeing what other people have to say about them.
4. PAY YOUR DEDUCTIBLE
You may have to pay a deductible before you can get the repairs done on your car. The deductible can range from as little as $250 to as much as $2,500 or more. It depends on the options you chose when you first got your insurance coverage. Once you pay your deductible, you can move on to the next step in the process, which is getting the collision damage fixed on your vehicle.
5. DROP YOUR CAR OFF FOR REPAIRS
Finally, you can drop your car off for repairs once the car insurance company approves your claim, and you have paid your deductible. The time it takes for you to get the collision damage repaired will depend on several factors. It will depend on the extent of the damages, first. Secondly, it will depend on how much work that particular shop has for collision repairs. You should be able to get your damages fixed within a reasonable period.
You need to contact a reputable auto body shop for your collision repair. That will ensure that the bodywork you get on your vehicle is acceptable, and it will ensure that your insurance company takes care of the bill for you. If everything is done correctly, the entire process of getting your vehicle repaired should not take long at all. Everything should be back to normal in less than a week.